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"Only the other day," replied Lucy, "I told Mr Eagle, the mate of the vessel, that I could not imagine a pleasanter trip than a voyage to the West Indies in the Minorca, but I stipulated that the sea should be always smooth.", "I should have answered your letter sooner but I have been so worried by debts and difficulties, by compulsory idleness and the absolute impossibility of finding anything congenial to do, that I have had no spirit to communicate with you or anybody else. But the wheel of fortune which has depressed me to the very bottom, has by another revolution, raised me. I must tell you that I am very heavily in debt. Even in this antiquated hole I owe an old scamp, named Greyquill, three hundred pounds, of which I have only had two hundred. I am in debt, some of them debts of honour, to several men, a few of whom I have spoken of in my time as brother-officers, and one of them quite recently threatened me with the law. In addition, I owe a lot to various tradespeople in London and elsewhere. So that my personal liberty hangs by a hair, and at any moment I may find myself clapped on the shoulder, arrested for debt, and flung into gaol, there to languish possibly for the remainder of my days, for it is quite certain that my father cannot, even if he would, come to my help. His private means are very small, and his pension inconsiderable, and though he has behaved very well in maintaining me since I quitted the Service, and allowed me to use his cottage as a home, he is a man whose morality is high and severe, and he is the last person to part with a farthing in discharge of debts which he regards as dishonourable., There was no doubt in the world that Fatty regretted the part he had so unwittingly played in the day's disaster. He was sufficiently apologetic and low spirited to satisfy even the new teacher, who was content to let him off with a lecture..